Privacy Policy

Effective Date: Jan 1, 2026

Fast Free Insurance by Paul Nahari ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, how we protect it, and the choices you have regarding your information when you visit our website or use our services.

1. Information We Collect

We collect personal information that you voluntarily provide to us when you request a quote, contact us, or use our services. This information may include:

• Your full name
• Email address
• Phone number
• Mailing address
• Date of birth (when required for insurance underwriting)
• The type of insurance you are interested in
• Any information you provide in messages to us

We may also automatically collect limited technical information when you visit our website, such as your IP address, browser type, device type, pages visited, and the date and time of your visit. This information is used to improve the website experience and is not used to personally identify you.

2. How We Use Your Information

We use the personal information we collect to:

• Respond to your inquiries and provide insurance quotes
• Communicate with you about insurance products, policies, and services
• Send appointment reminders, policy updates, and account notifications
• Send SMS text messages and place phone calls related to your insurance inquiry or policy
• Comply with legal, regulatory, and licensing obligations applicable to licensed insurance agents
• Improve our services and website

3. SMS / Text Messaging Privacy

When you provide your mobile phone number and opt in to receive SMS messages from Fast Free Insurance by Paul Nahari, you consent to receive text messages from us regarding insurance quotes, policy information, appointment reminders, and account updates.

Specifically:

• Opt-In: You opt in to SMS communications by checking the consent box on our contact form and submitting your phone number.
• Message Frequency: Message frequency varies based on your account activity and inquiries.
• Message and Data Rates: Standard message and data rates may apply, depending on your mobile carrier and plan.
• Opt-Out: You may opt out of SMS messages at any time by replying STOP to any message you receive. After you reply STOP, we will send a confirmation message and you will not receive further SMS messages from us unless you opt back in.
• Help: Reply HELP to any message to receive help and contact information, or email info@fastfreeinsurance.xyz.
• Carriers: Carriers are not liable for delayed or undelivered messages.

Your phone number and SMS opt-in information will only be used for the purposes described in this policy and will never be sold, rented, or shared with third-party marketers, affiliates, or any other party for their own marketing or promotional purposes.

4. How We Share Your Information

We do not sell your personal information. We may share your information only in the following limited circumstances:

• Insurance Carriers and Underwriters: To obtain quotes and process applications for the insurance coverage you have requested, we may share necessary information with licensed insurance carriers and underwriters.
• Service Providers: We may share information with trusted service providers (such as email and SMS delivery providers) who perform services on our behalf and are contractually obligated to keep your information confidential.
• Legal Requirements: We may disclose information if required by law, regulation, court order, or other legal process, or to protect our rights or the safety of others.

As noted above, SMS opt-in consent and mobile phone numbers are never shared with third parties or affiliates for marketing or promotional purposes.

5. Data Security

We take reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including providing services to you and complying with our legal, regulatory, and licensing obligations. When information is no longer needed, we will dispose of it securely.

7. Your Rights and Choices

You have the right to:

• Request access to the personal information we hold about you
• Request that we correct or update inaccurate information
• Request that we delete your personal information, subject to legal and regulatory record-keeping requirements
• Opt out of SMS messages at any time by replying STOP
• Opt out of marketing emails by following the unsubscribe instructions in any email we send

To exercise any of these rights, please contact us using the information below.

8. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us so we can promptly delete it.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to read the privacy policies of any third-party sites you visit.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective Date" at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

• Business Name: Fast Free Insurance by Paul Nahari
• Email: info@fastfreeinsurance.xyz
• Website: Visit our home page